Step 1: Loan Program Questions Is this your first time purchasing a home? Yes No Is the loan for the purchase of a primary residence vacation home investment property How long do you intend to keep the property? 2 years or less 5 years or less 10 years or less 30 years or less What is the loan amount that you need? How much of a down payment do you have? zero down $10,000 or less $10,001 - 20,000 $20,001 - 30,000 $40,001 - 50,000 $50,000 or more When considering your monthly payment, what is more important to you? a consistent payment the lowest payment possible flexible terms building equity When considering adjustable rate, fixed rate or other programs you are interested in an adjustable rate fixed rate learning other options